How to Buy a House with No Down Payment

Buying a house is a significant milestone in people’s lives. Unfortunately, many people cannot afford the down payment necessary to purchase a home with a mortgage. Fortunately, potential buyers have a few alternatives. Continue reading How to Buy a House with No Down Payment

Fixed-Rate vs. Adjustable-Rate Mortgages – Which is Right for You?

If you’re looking to buy a home, you’ve likely come across these two terms, fixed-rate and adjustable-rate mortgages. These terms refer to what happens to the interest rate over time on a home loan, which you’ll have to take unless you are buying your home all-cash. In order for you to make an informed decision on which type of mortgage is best suited for you, we’ve broken down these two options. Continue reading Fixed-Rate vs. Adjustable-Rate Mortgages – Which is Right for You?

Rent-to-own Homes: How it Works, the Pros and Cons

ZeroDown Labs takes a deeper look at rent-to-own homes – how it works, the pros, and the cons. Continue reading Rent-to-own Homes: How it Works, the Pros and Cons

How Debt-Ridden Millennials Are Becoming Homeowners

While Millennials are battling this uphill fight against debt, they are beginning to purchase homes in a number of ways. We have broken down some of the most common methods younger generations are taking advantage of to afford their first house. Continue reading How Debt-Ridden Millennials Are Becoming Homeowners