How to Buy a House with No Down Payment

Buying a house is a significant milestone in people’s lives. Unfortunately, many people cannot afford the down payment necessary to purchase a home with a mortgage. Fortunately, potential buyers have a few alternatives. Continue reading How to Buy a House with No Down Payment

Looking for a Sweet Home that Scores High on Trick-or-Treating? Try ZeroDown Search

Consider doing a Destination Trick-or-Treating Trip to Check Out a New Neighborhood and the Local Haunts. Continue reading Looking for a Sweet Home that Scores High on Trick-or-Treating? Try ZeroDown Search

Fixed-Rate vs. Adjustable-Rate Mortgages – Which is Right for You?

If you’re looking to buy a home, you’ve likely come across these two terms, fixed-rate and adjustable-rate mortgages. These terms refer to what happens to the interest rate over time on a home loan, which you’ll have to take unless you are buying your home all-cash. In order for you to make an informed decision on which type of mortgage is best suited for you, we’ve broken down these two options. Continue reading Fixed-Rate vs. Adjustable-Rate Mortgages – Which is Right for You?

The Latest Tech Company Perk? Helping You Own Your Dream Home

Companies in the Bay Area can now get set up with Zerodown.com/workperks to give their employees access to a $15,000 rebate on the purchase of their dream home. Continue reading The Latest Tech Company Perk? Helping You Own Your Dream Home

New Home Search Engine Allows House Hunters to Search Based on Quality-of-Life Details

First-of-its-Kind Home Search Engine Includes Criteria Like Backyard Size, Natural Sunlight, Proximity to Work and More Continue reading New Home Search Engine Allows House Hunters to Search Based on Quality-of-Life Details

Rent-to-own Homes: How it Works, the Pros and Cons

ZeroDown Labs takes a deeper look at rent-to-own homes – how it works, the pros, and the cons. Continue reading Rent-to-own Homes: How it Works, the Pros and Cons

How Debt-Ridden Millennials Are Becoming Homeowners

While Millennials are battling this uphill fight against debt, they are beginning to purchase homes in a number of ways. We have broken down some of the most common methods younger generations are taking advantage of to afford their first house. Continue reading How Debt-Ridden Millennials Are Becoming Homeowners

Where Everyone Wants to Live: Understanding Bay Area Real Estate

At ZeroDown, we have analyzed how population growth has influenced home price appreciation in the San Francisco Bay Area. Here’s what we learned. Population growth in the Bay Area has been higher than the national growth rate since 2010. 70% of the new residents moved into the 25 most populous cities in the Bay Area. … Continue reading Where Everyone Wants to Live: Understanding Bay Area Real Estate

Hello, World!

Homeownership as we’ve known it has changed. What used to be an integral part of the American dream is now well beyond reach for many of us. And nobody bears the brunt of the current housing crisis more than the young folks. Homeownership rates among the millennials is at its lowest compared to previous generations.Compared … Continue reading Hello, World!